Impact on OAS-GIS

A number of people have inquired recently about how their Old Age Security (OAS) and Guaranteed Income Supplement (GIS) will be affected by income from a Registered Disability Savings Plan when... Read More

Saving for a Son or Daughter with a Disability (BC)

What is the best way to save for the future for a son or daughter with a disability? It depends.  This is a frustrating answer but reflects the reality.  The situation... Read More

Roll the Beneficiary’s RRSP into an RDSP

People who have become disabled later in life have often worked and accumulated assets in Registered Retirement Savings Plans.  If they are eligible to open a Registered Disability Savings Plan, rolling... Read More

Five reasons for a person in their 50s to open an RDSP

People who are 50 and older often believe that it’s not worth opening and contributing to a Registered Disability Savings Plan.  This belief is often reinforced by professionals and or support... Read More

Myth #2: Everyone Should Save in an RRSP (and why the RDSP is different!)

It’s nearing the end of RRSP season, financial institutions are running adds and the media is showing its usual enthusiastic interest in RRSPs.  It’s only normal, right?  Everyone should be opening... Read More