Saving for a Son or Daughter with a Disability (BC)

What is the best way to save for the future for a son or daughter with a disability? It depends.  This is a frustrating answer but reflects the reality.  The situation... Read More

PLAN’s Submission to the RDSP Review

As the folks who conceived and took the idea of a disability savings plan to Ottawa, who spread the idea within the disability sector, consulted and convened a movement of support,... Read More

Transitions for Children in Care

In 2009, the Public Guardian and Trustee of British Columbia approached Planned Lifetime Advocacy Network (PLAN) with an issue that was emerging as a result of opening Registered Disability Savings Plans... Read More

Account Holders and Representation Agreements

(British Columbia only – because Representation Agreements are available only in BC, this post is only for BC residents.  Read about our collaboration with PLAN, CACL and others to improve the... Read More

Top 10 Improvements to the RDSP

While preparing for the federal government RDSP Consultations currently underway, I have formulated my top 10 list of reforms to improve the Registered Disability Savings Plan to make it more useful... Read More

Is RDSP Income Taxable for Aboriginal People?

When money is withdrawn from an RDSP, it is considered to be comprised of private contributions, government contributions and investment income in the same proportions as in the RDSP.  Two parts... Read More

PLAN’s Three Year Review Survey

The federal government is conducting a review of the RDSP later this year.  PLAN, the organization which lobbied for the RDSP, wants to gather feedback from as many people as possible... Read More

The RDSP and future financial security for children in care

One of the public policy questions that emerged shortly after the launch of the RDSP at the end of 2008, was: “Who should act as account holders of RDSPs of children... Read More