PLAN’s Submission to the RDSP Review

As the folks who conceived and took the idea of a disability savings plan to Ottawa, who spread the idea within the disability sector, consulted and convened a movement of support,... Read More

The LDAP formula and pre-eligibility

Moments after tweeting what I claimed to be my last recommendation to improve the Registered Disability Savings Plan, I read Travis Coady’s submission to the federal government’s RDSP Review.  With eloquence... Read More

Eliminating Risk versus Unleashing the Power of the Financial Services Sector

How public policy affects the behavior of financial planners and investment advisors. The Canada Disability Savings Regulations (4)(f) stipulate that financial institutions cannot charge fees related to the RDSP against the... Read More

The Case for Supported Employment

Employment holds immense potential for moving people with disabilities from poverty to financial security (and it’s good for the public purse) A recent literature review by the Centre for Inclusion and... Read More

The RDSP and future financial security for children in care

One of the public policy questions that emerged shortly after the launch of the RDSP at the end of 2008, was: “Who should act as account holders of RDSPs of children... Read More