RDSP Improvements Announced

Good News for People with Disabilities in the Federal Budget Once again, Minister James Flaherty demonstrated his commitment to people with disabilities, their families and to the Registered Disability Savings Plan... Read More

Top Ten List – Revised

Vote for your own top ten list here! After much research, discussion and deliberation, I completed my submission of recommendation to improve the Registered Disability Savings Plan.  Obviously with approximately $450... Read More

Compress the timelines in the design of the RDSP

Currently, the RDSP has several milestones built into its design: Beneficiaries, whether a holder or not, can request funds from their RDSP at age 27 (provided the federal government contributions are... Read More

Should the Federal Government Enable a rollover of an RESP to a RDSP?

Families have been asking about the possibility of rolling over a Registered Education Savings Plan (RESP) to a Registered Disability Savings Plan (RDSP) almost since the RDSP was launched in 2008. ... Read More

Transitional Rules for the RRSP/RRIF Rollover to an RDSP

RRSP rollover provisions now permit a parent or grandparent on death to “rollover” funds in an RRSP or RRIF to an eligible child or grandchild’s RDSP tax-free (from Federal Government Budget... Read More