Get started on your Application now!Our library is stocked with articles on a variety of topics that you can refer to, print out for clients or members, or include in newsletters or emails. You’re welcome to use them – as long as you use the content “as is” and credit the RDSP Resource Centre www.rdspresource.ca as the source.
If you can’t find an article on a specific topic, let us know and we’ll add it to the Library.
RDSPs versus Trusts
Should you open an RDSP or set up a Trust? The short answer is that you can, and probably should, use both two vehicles. They have different purposes, rules… Download full article
Top Ten Reasons For Opening An RDSP
I am always surprised when I hear people’s skepticism about the RDSP. For the vast majority of people, the RDSP represents the most powerful savings tool… Download full article
A Blueprint For Financial Security
How can we increase the financial security of Canadians with disabilities? Most Canadians secure their finances through action in four areas: work, saving,… Download full article
Dispelling the Myths 1: RDSP Income and Disability Income Benefits
I am shocked at the number of people – families, lawyers, financial planners – who still think that receiving funds from an RDSP will affect a person’s provincial… Download full article
Dispelling the Myths 2: Everyone Should Save in an RRSP (and why the RDSP is different!) It’s nearing the end of RRSP season, financial institutions are running ads and the media is showing its usual enthusiastic interest in RRSPs. It’s only… Download full article
Dispelling the Myths 3: RDSP Withdrawals
There are several common misunderstandings about withdrawals from RDSPs. It is, however, a critical thing for a contributor to understand. After all, at some… Download full article
Top Ten Ways To Maximize Your RDSP
We’re regularly asked questions like “Should I invest in gold?” or “Should we open an RDSP now or wait until our loved one is 19?” or “What do you think I… Download full article
When Should We Start an RDSP For Our Child?
I’ve had numerous families of younger children ask me, “Should we start our child’s RDSP now or should we wait until he’s 18?” My answer, until now, has… Download full article
The Holdback Amount (AKA: The Ten Year Rule)
I’ve spoken with hundreds of people about the RDSP. While most have been positive conversations, some have highlighted elements of the RDSP that… Download full article
Clarifying The NEW RDSP Carry Forward Rules
One of our client administrators had a question recently, “I just turned 50. Can I open an RDSP and put money in the Grant and Bond for previous years?… Download full article
RDSPs Versus Trusts: Scenario #1 (Nicholas)
While its great to say that the general rule is that you should look at using both a trust and an RDSP, whether you have a thousand or a hundred thousand dollars… Download full article
