RDSP Update published in Caledon Institute

We are very pleased to have our article on Federal Budget 2012 changes to the Registered Disability Savings Plan published by the Caledon Institute:  http://www.caledoninst.org/Publications/PDF/985ENG.pdf. The Caledon Institute of Social Policy... Read More

RDSP Improvements Announced

Good News for People with Disabilities in the Federal Budget Once again, Minister James Flaherty demonstrated his commitment to people with disabilities, their families and to the Registered Disability Savings Plan... Read More

Rollovers to RDSPs

Parents and grandparents should pay special attention to the federal provision, which permits them (at death) to roll their RRSP or RRIF over to son, daughter or grandchild’s Registered Disability Savings... Read More

Impact on OAS-GIS

A number of people have inquired recently about how their Old Age Security (OAS) and Guaranteed Income Supplement (GIS) will be affected by income from a Registered Disability Savings Plan when... Read More

RDSPs versus Trusts: Scenario 1 (Nicholas)

As the RDSP Resource Centre, you might expect that we would always recommend a Registered Disability Savings Plan as the best solution.  Other’s tend to say, “Why not use both a... Read More

Dispelling Myths #3: RDSP Withdrawals

There are several common misunderstandings about withdrawals from RDSPs.  It is, however, a critical thing for a contributor to understand.  After all, at some point the idea is to use the... Read More

Dispelling the Myths #1: RDSP Income and Disability Income Benefits

I am shocked at the number of people – families, lawyers, financial planners – who still think that receiving funds from a Registered Disability Savings Plan will affect a person’s provincial... Read More

Where to open an RDSP

Many of you are calling and emailing to ask where to open your Registered Disability Savings Plan. You can now open your RDSP at most major financial institutions and many independent... Read More

Saving for a Son or Daughter with a Disability (BC)

What is the best way to save for the future for a son or daughter with a disability? It depends.  This is a frustrating answer but reflects the reality.  The situation... Read More

Carry Forward of Grant and Bond Implemented

As promised, Human Resources and Skills Development Canada have implemented the carry forward of unused entitlements to the Canada Disability Savings Grant and Bond. The carry forward provisions to improve the... Read More